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Despite signs of growing unease in the U.S. economy, the Federal Reserve has once again opted to leave interest rates unchanged. On May 7, 2025, the Fed announced that it would maintain its benchmark federal funds rate at a target range of 4.25% to 4.50%, continuing its wait-and-see approach amid a murky economic outlook. Why […]
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Published April 16, 2025 – 3‑min read 1. 60‑second recap 2. Knee‑jerk market reaction Metric Pre‑speech 30-minute afternoon 2‑yr Treasury yield 4.46 % 4.34 % −12 bp* 10‑yr Treasury yield 4.32 % 4.29 % −4 bp Fed‑funds futures 45 % odds of Sept cut 60 % +15 ppt *Two-year move is a composite of live data feeds, 10-year & futures numbers from Reuters. Reuters 3. Why bond yields matter for mortgages Thirty‑year […]
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After experiencing significant volatility in recent years, the U.S. housing market is navigating uncertain waters. From sky-high home prices to record-low interest rates during the pandemic, to a sudden affordability crisis caused by rising mortgage rates, the market has seen it all. With recent declines in mortgage rates, many are wondering: will the housing market […]
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The Federal Reserve (Fed) has outlined its 2025 meeting schedule, providing insights into potential monetary policy decisions and interest rate adjustments. The Federal Open Market Committee (FOMC), responsible for setting the federal funds rate, has eight scheduled meetings this year: As of January 2025, the federal funds rate stands at a target range of 4.25% […]
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