July 2025
According to Attom Data, in July 2025 Georgia had one foreclosure filing per 4,435 housing units—ranking 19th worst nationwide. The state saw 1,011 filings among 4,483,873 housing units. The counties with the highest activity were Crawford, Rockdale, and Liberty. ATTOM
April 2025
Safeguard Properties reported that in April 2025, Georgia experienced one foreclosure filing for every 3,299 housing units, placing it 13th worst in the nation. This corresponds to 1,359 properties entering foreclosure out of 4,483,873 housing units. The most affected counties included Crawford, Cobb, Houston, Dawson, and Irwin. Safeguard Properties
These figures indicate a modest easing from April to July, with filings per housing unit rising from one in 3,299 to one in 4,435—but still remaining elevated on the national scale.
Trends & Regional Insights
- Year-over-Year Change: A legal analysis notes that foreclosure rates in Georgia rose about 3% year-over-year, particularly impacting the metro Atlanta region. Families earning less than $50K annually and single-family homes made up much of the increase. AtlantaAttorneysAtLaw
- Foreclosure Process in Georgia: Georgia follows a nonjudicial foreclosure process. After borrowers default, lenders advertise the sale for four weeks—typically culminating in an auction held the first Tuesday of the month at the county courthouse. AtlantaAttorneysAtLaw
Summary Table
| Period | Foreclosure Rate | Filings | Rank (Nationwide) |
|---|---|---|---|
| April 2025 | 1 in 3,299 housing units | 1,359 filings | 13th |
| July 2025 | 1 in 4,435 housing units | 1,011 filings | 19th |
What Does This Mean?
- Georgia’s foreclosure activity remains notably high, though showing some improvement from April to July.
- The metro Atlanta area continues to be a hotspot, particularly among lower-income households.
- The nonjudicial process makes Georgia’s foreclosures relatively faster compared to states requiring court proceedings, underscoring the need for timely intervention if borrowers are at risk.





