Mortgage rates have fallen to their lowest level in nearly four years. The average 30-year fixed rate is now hovering around 6% — a sharp drop from the 7.5% range we saw at the peak of the rate cycle. That move is significant. But the bigger question is this: Why is it happening — and […]
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What Winter Temperatures Really Did to the Marietta, Sandy Springs & Roswell Real Estate Markets Opening Hook This winter brought colder stretches across Metro Atlanta — extended cold mornings, gray weekends, and temperatures that kept many people indoors. Naturally, the question followed: Did the cold weather slow down the North Atlanta real estate market? The […]
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Homebuyers keep asking a fair question: “If the Fed is cutting rates, why are 30-year mortgages still hovering around the high-5s and low-6s?” On the surface, it feels backwards. For decades, people were taught to link Federal Reserve rate cuts with cheaper mortgages. But that mental model is outdated—and in today’s market, misleading. Nothing is […]
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The Federal Reserve left interest rates unchanged at its latest policy meeting, a move markets largely expected. What surprised observers was not the decision itself, but the growing tension surrounding it—both outside the institution and increasingly within it. At the center of that tension is a dissenting vote from Governor Miran, a recent appointee of […]
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If you want the cleanest way to understand why housing felt like it “re-priced” in the 2020s, look at two North Metro Atlanta markets that normally behave differently: From the end of 2019 to the end of 2025, both moved higher — but the structure of that growth matters for what comes next. This wasn’t […]
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For years, institutional investors have played a growing role in the U.S. single-family housing market. But during the administration of Donald Trump, that role came under sharper scrutiny, sparking a national debate over whether Wall Street-backed firms were squeezing everyday buyers out of homeownership. The concern wasn’t subtle: when billion-dollar funds compete against families for […]
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Marietta & Sandy Springs, Georgia The holiday season is a time of generosity, and here in Cobb County and North Fulton, there are many excellent organizations making it easy to give back. Below is a local guide to where you can donate toys, clothing, food, and household items in Marietta and Sandy Springs, with direct […]
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The Federal Reserve delivered a rate cut today, but anyone waiting for a sudden drop in 30-year mortgage rates was left disappointed. Even after the announcement, mortgage rates are still sitting north of 6%. And once you listen closely to Chairman Jerome Powell’s remarks, the picture becomes a lot clearer. Powell’s tone carried a familiar […]
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The Federal Reserve is sending the market one of the most confusing messages in years.On one hand, policymakers continue to voice concern that inflation—especially in residential real estate—remains stubbornly high. On the other, the Fed is simultaneously preparing to cut interest rates, a move that historically stimulates demand and pushes home prices higher, not lower. […]
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As housing costs climb and mortgage rates remain elevated, a new idea has entered the conversation:the 50-year mortgage. At its core, it’s simple — instead of repaying a home loan over the standard 30 years, the debt stretches over half a century. Some policy proposals, including one recently floated by the Donald Trump administration, suggest […]
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